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I created this privacy statement in order to demonstrate my continuing
commitment to the privacy of personal information provided by those visiting and interacting with this web
site. I hold the privacy of your personal information in the highest regard. The following discloses my
information gathering and dissemination practices for this website.
I recognize the
importance of protecting your privacy and my policy is designed to assist you in understanding how I
collect, use and safeguard the personal information you provide to me and to assist you in making informed
decisions when using my site. This policy will be continuously assessed against new technologies, business
practices and my clients' needs.
What Information
Do I Collect? When you visit this web site you may
provide me with two types of information: personal information you knowingly choose to disclose that is
collected on an individual basis and Web site use information collected on an aggregate basis as you and
others browse my Web site.
1. Personal Information
You Choose to Provide
Registration
Information
When you register for my newsletter, request a meeting or
insurance quotes, or desire additional information you will provide me information about
yourself.
Email
Information
If you choose to correspond with me through email, I may retain the
content of your email messages together with your email address and my responses. I provide the same
protections for these electronic communications that I employ in the maintenance of information received by
mail and telephone.
2. Web Site Use Information
Similar to other commercial Web sites, my Web site utilizes a standard technology called "cookies" (see
explanation below, "What Are Cookies?") and web server log files to collect information about how my Web site
is used. Information gathered through cookies and Web server logs may include the date and time of visits, the
pages viewed, time spent at my Web site, and the Web sites visited just before and just after my Web
site.
What Are
Cookies?
A cookie is a very small text document, which often includes an anonymous unique
identifier. When you visit a Web site, that site's computer asks your computer for permission to store this file in
a part of your hard drive specifically designated for cookies. Each Website can send its own cookie to your browser
if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Website to access
the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to
accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your
browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of my
site will not function as effectively when viewed by the users.A cookie cannot retrieve
any other data from your hard drive or pass on computer viruses.
How Do I Use
Information I Collect from Cookies?
As you visit and browse my Website, the site uses cookies to differentiate you
from other users. Cookies, in conjunction with my Web server's log files, allow me to calculate the
aggregate number of people visiting my Web site and which parts of the site are most popular. This
helps me gather feedback to constantly improve my Web site and better serve my clients. Cookies do
not allow me to gather any personal information about you and I do not intentionally store any personal
information that your browser provided to me in your cookies.
Sharing and Selling
Information
I do not share, sell, lend or lease any of the information that uniquely
identify a subscriber (such as email addresses or personal details) with anyone except to provide services that you
have requested.
What About Other Web
Sites Linked to Our Web Site?
I am not responsible for the practices employed by Websites linked to or
from my Website or the information or content contained therein. Often links to other Websites are provided
solely as pointers to information on topics that may be useful to the users of my Website.
Please remember that when you
use a link to go from my Website to another website, my Privacy Policy is no longer in effect. Your browsing
and interaction on any other website, including websites, which have a link on my Website, is subject to that
Website's own rules and policies. Please read over those rules and policies before proceeding.
Your
Consent
By using my Website you consent to my collection and use of your personal
information as described in this Privacy Policy. I reserve the right to amend this privacy policy at any time with
or without notice.
Choice/Opt-In/Opt-Out This site allows visitors to unsubscribe so that they will not receive future
messages. After unsubscribing I will discontinue sending the particular messages as soon as technically
feasible.
Policy
Modifications I may change this Privacy Policy
from time to time. If/when changes are made to this privacy policy, I will email users who have given us
permission to do so. I will post any changes here, so be sure to check back periodically. However, please be
assured that if the Privacy Policy changes in the future, I will not use the personal information you have
submitted to me under this Privacy Policy in a manner that is materially inconsistent with this Privacy
Policy, without your prior consent.
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Last Updated: May 4, 2010
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